Borrower diligence
Build a normalized borrower profile from statements, filings, and internal notes, then score credit risk consistently across the book.
Private Debt Software for Direct Lending Funds
QEFO-X Atlas is private debt software that gives credit teams one workspace for borrower diligence, continuous portfolio monitoring, and automated investment memos — purpose-built for middle-market lenders financing companies with roughly 50–500 employees.
What private debt software should cover
Private debt portfolios are illiquid, covenant-driven, and data-poor compared with public credit. Atlas closes that gap across five workflows.
Portfolio monitoring
Continuous surveillance of covenants and KPIs so deterioration surfaces between reporting cycles, not after them.
Risk detection
Severity-weighted alerts blend internal performance signals with external news and market sentiment.
Memo automation
Turn diligence data into a drafted investment memo in minutes instead of days of manual assembly.
Analyst copilot
Ask portfolio-wide or borrower-specific questions in plain language and get cited answers.
Portfolio monitoring built for private debt funds
Instead of quarterly spreadsheet chases, Atlas keeps every position current and flags the ones that moved.
- Covenant metrics tracked against thresholds with breach and warning states
- Borrower financials refreshed on a configurable cadence per position
- News, filings, and market signals scored for severity and routed to owners
- Portfolio-level views for leverage, liquidity, and concentration drift
Automated credit memos for private debt investments
Memo writing is where analyst hours disappear. Atlas drafts the first version from data already in the system.
- Drafts pull live financials, covenant status, risk events, and diligence notes
- Institutional memo structure: summary, financial analysis, risks, recommendation
- Every section cites the underlying record so analysts can verify claims
- Regenerate sections inline and export to standard formats
Is Atlas the right private debt software for your fund?
Atlas fits funds running direct lending, unitranche, or mezzanine strategies in the middle market, where covenant packages are bespoke and borrower reporting arrives in spreadsheets and PDFs. Teams that need multi-strategy fund accounting or LP reporting should pair Atlas with their existing administrator.
See Atlas on your own portfolio
We'll walk through borrower intelligence, monitoring, and memo generation with data that looks like yours.
Request a demo