Covenant Monitor
Financial maintenance tests, headroom, and reporting deadlines.
Demo environment. All borrowers, metrics, alerts, market data, and AI output shown here are simulated for illustration and are not live data.
In breach
6
Warning
4
Compliant
8
All covenants
| Borrower | Covenant | Actual | Threshold | Headroom | Next test | Reporting due | Status |
|---|---|---|---|---|---|---|---|
| Copperline Retail Brands | Minimum Liquidity (>=) Monthly | 9 | 12 | -25% | Sep 10, 2026 | Aug 25, 2026 | breach |
| Meridian Health Partners | Minimum Liquidity (>=) Monthly | 12 | 15 | -20% | Sep 15, 2026 | Aug 31, 2026 | breach |
| Cascade GPU Cloud | Minimum Liquidity (>=) Monthly | 18.5 | 20 | -7.5% | Sep 15, 2026 | Aug 31, 2026 | warning |
| Cascade GPU Cloud | Total Leverage (<=) Quarterly | 5.6 | 5.5 | -1.8% | Sep 30, 2026 | Aug 31, 2026 | breach |
| Cascade GPU Cloud | Interest Coverage (>=) Quarterly | 1.95 | 2.25 | -13.3% | Sep 30, 2026 | Aug 31, 2026 | breach |
| Meridian Health Partners | Total Leverage (<=) Quarterly | 5.9 | 5.75 | -2.6% | Sep 30, 2026 | Aug 31, 2026 | breach |
| Northwind Data Centers | Total Leverage (<=) Quarterly | 4.9 | 5.25 | 6.7% | Sep 30, 2026 | Aug 31, 2026 | warning |
| Northwind Data Centers | Interest Coverage (>=) Quarterly | 2.15 | 2 | 7.5% | Sep 30, 2026 | Aug 31, 2026 | compliant |
| Northwind Data Centers | Minimum Liquidity (>=) Monthly | 42 | 35 | 20% | Sep 30, 2026 | Aug 31, 2026 | compliant |
| Bluepeak Logistics | Total Leverage (<=) Quarterly | 4.6 | 5 | 8% | Sep 30, 2026 | Aug 31, 2026 | compliant |
| Verity Software Group | Total Leverage (<=) Quarterly | 5.1 | 5.5 | 7.3% | Sep 30, 2026 | Aug 31, 2026 | compliant |
| Copperline Retail Brands | Total Leverage (<=) Quarterly | 6.4 | 6 | -6.7% | Sep 30, 2026 | Aug 25, 2026 | breach |
| Copperline Retail Brands | Interest Coverage (>=) Quarterly | 1.6 | 1.75 | -8.6% | Sep 30, 2026 | Aug 25, 2026 | warning |
| Bluepeak Logistics | Fixed Charge Coverage (>=) Quarterly | 1.24 | 1.2 | 3.3% | Sep 30, 2026 | Aug 31, 2026 | warning |
| Helio Grid Services | Interest Coverage (>=) Quarterly | 3.1 | 2 | 55% | Oct 31, 2026 | Sep 30, 2026 | compliant |
| Helio Grid Services | Total Leverage (<=) Quarterly | 3.8 | 4.5 | 15.6% | Oct 31, 2026 | Sep 30, 2026 | compliant |
| Stonebridge Facilities Group | Total Leverage (<=) Quarterly | 4.4 | 5 | 12% | Oct 31, 2026 | Sep 30, 2026 | compliant |
| Talbot Industrial Coatings | Total Leverage (<=) Quarterly | 3.2 | 4 | 20% | Dec 31, 2026 | Nov 30, 2026 | compliant |